United Bankshares Inc. (UBSI)’s Financial Results Comparing With Seacoast Banking Corporation of Florida (NASDAQ:SBCF)

We will be comparing the differences between United Bankshares Inc. (NASDAQ:UBSI) and Seacoast Banking Corporation of Florida (NASDAQ:SBCF) as far as profitability, analyst recommendations, risk, institutional ownership, dividends, earnings and valuation are concerned. The two businesses are rivals in the Regional – Mid-Atlantic Banks industry.

Valuation & Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
United Bankshares Inc. 695.34M 5.49 255.88M 2.46 15.66
Seacoast Banking Corporation of Florida 249.53M 5.89 67.28M 1.39 20.93

Table 1 showcases the top-line revenue, earnings per share (EPS) and valuation of United Bankshares Inc. and Seacoast Banking Corporation of Florida. Seacoast Banking Corporation of Florida has lower revenue and earnings than United Bankshares Inc. The company that is presently more affordable of the two stocks is the one that has a lower P/E ratio. United Bankshares Inc. has been trading at a lower P/E ratio than Seacoast Banking Corporation of Florida, which means that it is at the moment the more affordable of the two companies.

Profitability

Table 2 provides the return on assets, return on equity and net margins of the two firms.

Net Margins Return on Equity Return on Assets
United Bankshares Inc. 36.80% 6.2% 1.1%
Seacoast Banking Corporation of Florida 26.96% 8.9% 1.1%

Volatility and Risk

United Bankshares Inc.’s current beta is 1.29 and it happens to be 29.00% more volatile than Standard and Poor’s 500. Seacoast Banking Corporation of Florida’s 0.73 beta is the reason why it is 27.00% less volatile than Standard and Poor’s 500.

Dividends

United Bankshares Inc. pays out an annual dividend of $1.36 per share while its dividend yield is 3.65%. No dividend is paid out for Seacoast Banking Corporation of Florida.

Analyst Ratings

United Bankshares Inc. and Seacoast Banking Corporation of Florida Recommendations and Ratings are available in the next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
United Bankshares Inc. 0 0 0 0.00
Seacoast Banking Corporation of Florida 0 0 2 3.00

On the other hand, Seacoast Banking Corporation of Florida’s potential upside is 11.07% and its consensus price target is $32.

Institutional & Insider Ownership

United Bankshares Inc. and Seacoast Banking Corporation of Florida has shares held by institutional investors as follows: 72.8% and 94.5%. About 0.9% of United Bankshares Inc.’s share are held by insiders. Competitively, Seacoast Banking Corporation of Florida has 1% of it’s share held by insiders.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
United Bankshares Inc. -0.03% 8.79% 7.79% -1.71% 8.39% 23.69%
Seacoast Banking Corporation of Florida -0.68% 5.56% 0.28% -7.19% 11.22% 11.64%

For the past year United Bankshares Inc. was more bullish than Seacoast Banking Corporation of Florida.

Summary

United Bankshares Inc. beats on 9 of the 13 factors Seacoast Banking Corporation of Florida.

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides community banking services to the commercial, small business, and retail customers in Florida. It offers various transaction and savings deposit products; secured and unsecured loan products, including revolving credit facilities, letters of credit and related financial guarantees, and asset based financing; and securities and annuity products. The company also provides trust and asset management services to retirement plans, corporations, and individuals; treasury management services; brokerage services; and Internet and mobile banking services. As of December 31, 2016, it had 46 branch offices, 5 commercial lending offices, and its main office in Florida. Seacoast Banking Corporation of Florida was founded in 1926 and is based in Stuart, Florida.